Keep It

According to the National Day Calendar, today is National Be Smart about Credit Day. It is easy to get trapped by the credit bug. We see things we want, we apply for credit, they let us have it, then, we have to pay for it over time. There are things that this is absolutely necessary for (houses, cars, education, etc.) but, we get ourselves in trouble when we use credit for things that are not essential.

I know A LOT of people that really don't care how much something costs; all they care about is how much does it cost per month? How much is the payment going to be? The care can cost $95,000 but, if they can get payments for $200/month FOREVER, they are okay with that. We really have to be careful when it comes to what we owe, and to whom we owe it. Because, and here is the kicker, we are EXPECTED to pay it back.

Today's word is Ecclesiates 5:5, ESV, which reads, "It is better that you should not vow than that you should vow and not pay."

There are lots of folks out there that will make a promise to pay back what they owe but end up defaulting on that promise. Every time we sign papers to borrow the money to purchase something, we have vowed that we will pay for the item(s) we have purchased. There are times that defaulting can't be helped (sickness, loss of employment, etc.), there are many other times, though, when we just don't fulfill our promises, and that is not pleasing to the ones we owe nor to GOD.

Today's verse is a great reminder that we need to mindful of our good credit. It is easier today to get things that we don't really need than it has ever been. It may cost you five times more than it is worth but you can still get it. Just remember that if you choose to buy it on credit, you are expected to pay for it. We, Christians, are to display the attributes of our Father, Who has always kept His promises. It is better to not promise than to make a promise and not keep it.

Be Blessed,
Mickey T